We analyzed thousands of HOA governing documents. Here is the raw data on what they ban, how they fine, and understanding governance structures.
Contains rules that likely violate federal/state laws.
Can foreclose over unpaid fines as little as $500.
No cap on daily fines. Up to $100+ per day forever.
No independent hearing. Their word is final.
Fee shifting clauses: If you fight and lose, you pay.
Can change rules unilaterally without homeowner vote.
Explore the data behind HOA governance in our detailed reports.