HOMESTANDHOA intelligence at scale.
The largest proprietary database of HOA governing documents in the U.S. Structured, scored, and ready for your platform.
Purpose-built
Built for your industry.
Every vertical has different risk models. Our data adapts to yours.
Turn governance data into a listing differentiator
Your buyers already research HOAs before committing. Give them structured data instead of letting them discover restrictions after closing.
- Embed governance scores directly into MLS and listing platforms
- Surface rental restrictions, pet policies, and fee structures pre-offer
- Reduce post-closing disputes with upfront transparency
- Create exclusive neighborhood insights no other platform offers
Underwrite smarter with governance-level risk signals
HOAs with aggressive enforcement, deferred maintenance language, or litigation-prone governance create measurably higher claim risk. Now you can see it before binding.
- Predict claim frequency from enforcement patterns and fine structures
- Identify communities with deferred maintenance indicators in CC&Rs
- Screen for litigation-prone governance language and board governance concerns
- Price policies with community-level risk factors no one else has
Screen portfolios for governance risk
A property in a high-enforcement HOA carries hidden costs that don't show up in traditional underwriting. Fine exposure, special assessments, and rental restrictions all impact collateral value.
- Assess fine exposure and special assessment risk
- Flag rental restrictions that limit investment returns
- Supplement appraisals with community governance data
Evidence-backed homeowner protection
Thousands of HOAs enforce clauses that conflict with state law. Our data identifies these patterns at scale, powering class actions, regulatory reform, and individual advocacy.
- Identify unenforceable clauses across jurisdictions
- Build evidence for homeowner rights litigation
- Track governance trends for legislative advocacy
Inside the dataset
Every data point, traced to its source.
Extracted, structured, and scored from the original governing documents.
HOA Governance Index
A composite 0-100 score quantifying governance restrictiveness. Built from 7 independent category scores, each weighted by impact on homeowner experience.
Full Document Access
Original PDFs and extracted text for every analyzed community. Complete audit trail.
Compliance Signals
Flags for clauses that may conflict with state statute. Unenforceable provisions surfaced automatically.
National Coverage
All 50 states. New communities added weekly. Growing toward 200K+ by end of year.
Restriction Database
Every restriction extracted and categorized: fines, enforcement triggers, rental caps, architectural rules, pet policies.
API
One API call.
Complete governance profile.
Query by name, address, or state. Get structured scores, restrictions, and document metadata back in milliseconds.
{
"community": {
"name": "Oakridge Estates HOA",
"city": "Austin",
"state": "TX",
"governance_index": 64,
"risk_level": "moderate",
"categories": {
"property_rights": 35,
"rental_restrictions": 28,
"architectural_controls": 55,
"financial_obligations": 48,
"enforcement_severity": 31,
"pet_vehicle_policies": 62,
"governance_structure": 44
},
"restrictions_count": 47,
"document_type": "CC&R",
"confidence": "HIGH",
"analyzed_at": "2026-02-26T..."
}
}Get in touch
Let's talk.
Tell us about your use case. We respond within 24 hours.
Or email us directly at enterprise@homestandai.com