How HOAs classify rental limits, plus how often boards reserve broad discretion or thin due-process protections.
26%
Boards combining fines, discretion, and penalty risk via enforcement authority
19%
Rules that let boards approve, deny, or revoke at will
39%
Communities scoring below 60 on notice and appeal rights
The most common form of restriction is Rental Cap, affecting 42% of analyzed communities.
26% of HOAs operate with high enforcement authority, 19% include broad board-discretion language, and 39% fall below 60 on procedural fairness, limiting owner recourse.
• Source documents: CC&Rs, bylaws, rental addenda, and board resolutions
• OCR + clause classification to identify primary restriction type
• Board discretion flag: approvals, revocations, and unilateral exceptions
• Due-process score: notice standards, hearing language, and appeal options