Virginia HOA Analysis

Analysis of 1,384 HOA communities in Virginia

1,384

HOAs Analyzed

92.4%

Have Restrictions

National avg: 90.2% • Ranked #16

Avg HOA Score

Ranked #25 of 40 states

53/100

Governance Power

Ranked #40 of 40

64/100

Homeowner Protections

No-appeal flagged: 5.9% • Ranked #18

$355

Avg Fine Ceiling

No fine cap: 10.2% • Ranked #13

Financial Enforcement

Avg Fine Ceiling$355

No Fine Cap (rate)10.2%

Escalating Daily Fines0.2%

Avg Enforcement Authority53/100

National Rank (power)#40

Due Process

Avg Due Process Risk36/100

No Appeal (rate)5.9%

Avg Restrictions per HOA33

National Rank (risk)#30

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses42.3% (#11)

Fee Shifting0.0%

Unilateral Rules8.7%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language18.8% (#40)

Developer Control0.0%

High Enforcement Authority18.0%

How Virginia Compares to National Average

Restriction Rate+2.2% vs national avg

Virginia-Specific Insights

High Restriction Rate

Virginia has a significantly higher restriction rate than the national average.

Foreclosure Leverage

18.8% of HOA documents show foreclosure-related enforcement language.

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