Utah HOA Analysis

Analysis of 1,410 HOA communities in Utah

1,410

HOAs Analyzed

87.2%

Have Restrictions

National avg: 90.2% • Ranked #29

Avg HOA Score

Ranked #13 of 40 states

55/100

Governance Power

Ranked #29 of 40

60/100

Homeowner Protections

No-appeal flagged: 3.6% • Ranked #30

$1,498

Avg Fine Ceiling

No fine cap: 18.8% • Ranked #1

Financial Enforcement

Avg Fine Ceiling$1,498

No Fine Cap (rate)18.8%

Escalating Daily Fines0.4%

Avg Enforcement Authority55/100

National Rank (power)#29

Due Process

Avg Due Process Risk40/100

No Appeal (rate)3.6%

Avg Restrictions per HOA24

National Rank (risk)#14

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses24.5% (#36)

Fee Shifting0.4%

Unilateral Rules8.7%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language22.8% (#37)

Developer Control0.0%

High Enforcement Authority21.3%

How Utah Compares to National Average

Restriction Rate-3.0% vs national avg

Utah-Specific Insights

High Restriction Rate

Utah has a significantly higher restriction rate than the national average.

Foreclosure Leverage

22.8% of HOA documents show foreclosure-related enforcement language.

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