Texas HOA Analysis

Analysis of 3,569 HOA communities in Texas

3,569

HOAs Analyzed

84.6%

Have Restrictions

National avg: 90.2% • Ranked #32

Avg HOA Score

Ranked #12 of 40 states

55/100

Governance Power

Ranked #21 of 40

59/100

Homeowner Protections

No-appeal flagged: 5.3% • Ranked #22

$31,366

Avg Fine Ceiling

No fine cap: 12.9% • Ranked #7

Financial Enforcement

Avg Fine Ceiling$31,366

No Fine Cap (rate)12.9%

Escalating Daily Fines0.2%

Avg Enforcement Authority55/100

National Rank (power)#21

Due Process

Avg Due Process Risk41/100

No Appeal (rate)5.3%

Avg Restrictions per HOA25

National Rank (risk)#7

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses27.5% (#32)

Fee Shifting0.0%

Unilateral Rules6.3%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language24.1% (#36)

Developer Control0.0%

High Enforcement Authority16.9%

How Texas Compares to National Average

Restriction Rate-5.6% vs national avg

Texas-Specific Insights

High Restriction Rate

Texas has a significantly higher restriction rate than the national average.

Foreclosure Leverage

24.1% of HOA documents show foreclosure-related enforcement language.

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