South Carolina HOA Analysis

Analysis of 128 HOA communities in South Carolina

128

HOAs Analyzed

96.9%

Have Restrictions

National avg: 90.2% • Ranked #6

Avg HOA Score

Ranked #35 of 40 states

57/100

Governance Power

Ranked #5 of 40

61/100

Homeowner Protections

No-appeal flagged: 5.5% • Ranked #19

$587

Avg Fine Ceiling

No fine cap: 7.0% • Ranked #26

Financial Enforcement

Avg Fine Ceiling$587

No Fine Cap (rate)7.0%

Escalating Daily Fines0.8%

Avg Enforcement Authority57/100

National Rank (power)#5

Due Process

Avg Due Process Risk39/100

No Appeal (rate)5.5%

Avg Restrictions per HOA24

National Rank (risk)#16

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses42.2% (#12)

Fee Shifting0.0%

Unilateral Rules8.6%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language49.2% (#8)

Developer Control0.0%

High Enforcement Authority39.8%

How South Carolina Compares to National Average

Restriction Rate+6.7% vs national avg

South Carolina-Specific Insights

High Restriction Rate

South Carolina has a significantly higher restriction rate than the national average.

Low HOA Scores

HOAs in South Carolina score below 50 on average, indicating restrictive governance.

Foreclosure Leverage

49.2% of HOA documents show foreclosure-related enforcement language.

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