Pennsylvania HOA Analysis

Analysis of 164 HOA communities in Pennsylvania

164

HOAs Analyzed

95.1%

Have Restrictions

National avg: 90.2% • Ranked #12

Avg HOA Score

Ranked #22 of 40 states

57/100

Governance Power

Ranked #3 of 40

64/100

Homeowner Protections

No-appeal flagged: 2.4% • Ranked #34

$1,107

Avg Fine Ceiling

No fine cap: 4.3% • Ranked #33

Financial Enforcement

Avg Fine Ceiling$1,107

No Fine Cap (rate)4.3%

Escalating Daily Fines0.0%

Avg Enforcement Authority57/100

National Rank (power)#3

Due Process

Avg Due Process Risk36/100

No Appeal (rate)2.4%

Avg Restrictions per HOA22

National Rank (risk)#29

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses36.6% (#20)

Fee Shifting0.6%

Unilateral Rules7.3%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language53.7% (#5)

Developer Control0.6%

High Enforcement Authority42.1%

How Pennsylvania Compares to National Average

Restriction Rate+5.0% vs national avg

Pennsylvania-Specific Insights

High Restriction Rate

Pennsylvania has a significantly higher restriction rate than the national average.

Foreclosure Leverage

53.7% of HOA documents show foreclosure-related enforcement language.

Get your community's HOA Score and detailed analysis