Oregon HOA Analysis

Analysis of 78 HOA communities in Oregon

HOAs Analyzed

89.7%

Have Restrictions

National avg: 90.2% • Ranked #27

Avg HOA Score

Ranked #16 of 40 states

56/100

Governance Power

Ranked #17 of 40

65/100

Homeowner Protections

No-appeal flagged: 3.8% • Ranked #28

$632

Avg Fine Ceiling

No fine cap: 14.1% • Ranked #4

Financial Enforcement

Avg Fine Ceiling$632

No Fine Cap (rate)14.1%

Escalating Daily Fines0.0%

Avg Enforcement Authority56/100

National Rank (power)#17

Due Process

Avg Due Process Risk35/100

No Appeal (rate)3.8%

Avg Restrictions per HOA27

National Rank (risk)#35

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses32.1% (#26)

Fee Shifting2.6%

Unilateral Rules9.0%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language25.6% (#34)

Developer Control0.0%

High Enforcement Authority26.9%

How Oregon Compares to National Average

Restriction Rate-0.4% vs national avg

Oregon-Specific Insights

High Restriction Rate

Oregon has a significantly higher restriction rate than the national average.

Foreclosure Leverage

25.6% of HOA documents show foreclosure-related enforcement language.

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