Oklahoma HOA Analysis

Analysis of 34 HOA communities in Oklahoma

HOAs Analyzed

91.2%

Have Restrictions

National avg: 90.2% • Ranked #23

Avg HOA Score

Ranked #21 of 40 states

57/100

Governance Power

Ranked #9 of 40

63/100

Homeowner Protections

No-appeal flagged: 2.9% • Ranked #32

$610

Avg Fine Ceiling

No fine cap: 2.9% • Ranked #37

Financial Enforcement

Avg Fine Ceiling$610

No Fine Cap (rate)2.9%

Escalating Daily Fines0.0%

Avg Enforcement Authority57/100

National Rank (power)#9

Due Process

Avg Due Process Risk37/100

No Appeal (rate)2.9%

Avg Restrictions per HOA19

National Rank (risk)#26

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses35.3% (#23)

Fee Shifting0.0%

Unilateral Rules5.9%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language41.2% (#20)

Developer Control0.0%

High Enforcement Authority26.5%

How Oklahoma Compares to National Average

Restriction Rate+1.0% vs national avg

Oklahoma-Specific Insights

High Restriction Rate

Oklahoma has a significantly higher restriction rate than the national average.

Foreclosure Leverage

41.2% of HOA documents show foreclosure-related enforcement language.

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