Ohio HOA Analysis

Analysis of 132 HOA communities in Ohio

132

HOAs Analyzed

95.5%

Have Restrictions

National avg: 90.2% • Ranked #10

Avg HOA Score

Ranked #27 of 40 states

57/100

Governance Power

Ranked #6 of 40

57/100

Homeowner Protections

No-appeal flagged: 7.6% • Ranked #10

$180

Avg Fine Ceiling

No fine cap: 3.8% • Ranked #35

Financial Enforcement

Avg Fine Ceiling$180

No Fine Cap (rate)3.8%

Escalating Daily Fines0.0%

Avg Enforcement Authority57/100

National Rank (power)#6

Due Process

Avg Due Process Risk43/100

No Appeal (rate)7.6%

Avg Restrictions per HOA24

National Rank (risk)#2

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses50.8% (#2)

Fee Shifting0.0%

Unilateral Rules12.1%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language61.4% (#4)

Developer Control0.0%

High Enforcement Authority50.0%

How Ohio Compares to National Average

Restriction Rate+5.3% vs national avg

Ohio-Specific Insights

High Restriction Rate

Ohio has a significantly higher restriction rate than the national average.

Foreclosure Leverage

61.4% of HOA documents show foreclosure-related enforcement language.

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