Ohio HOA Analysis

Analysis of 131 HOA communities in Ohio

131

HOAs Analyzed

95.4%

Have Restrictions

National avg: 90.2% • Ranked #10

Avg HOA Score

Ranked #27 of 40 states

57/100

Governance Power

Ranked #6 of 40

57/100

Homeowner Protections

No-appeal flagged: 6.9% • Ranked #12

$180

Avg Fine Ceiling

No fine cap: 3.1% • Ranked #36

Financial Enforcement

Avg Fine Ceiling$180

No Fine Cap (rate)3.1%

Escalating Daily Fines0.0%

Avg Enforcement Authority57/100

National Rank (power)#6

Due Process

Avg Due Process Risk43/100

No Appeal (rate)6.9%

Avg Restrictions per HOA24

National Rank (risk)#2

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses51.1% (#2)

Fee Shifting0.0%

Unilateral Rules12.2%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language60.3% (#4)

Developer Control0.0%

High Enforcement Authority49.6%

How Ohio Compares to National Average

Restriction Rate+5.3% vs national avg

Ohio-Specific Insights

High Restriction Rate

Ohio has a significantly higher restriction rate than the national average.

Foreclosure Leverage

60.3% of HOA documents show foreclosure-related enforcement language.

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