New York HOA Analysis

Analysis of 188 HOA communities in New York

188

HOAs Analyzed

94.7%

Have Restrictions

National avg: 90.2% • Ranked #13

Avg HOA Score

Ranked #34 of 40 states

55/100

Governance Power

Ranked #24 of 40

60/100

Homeowner Protections

No-appeal flagged: 10.1% • Ranked #3

$1,156

Avg Fine Ceiling

No fine cap: 6.4% • Ranked #29

Financial Enforcement

Avg Fine Ceiling$1,156

No Fine Cap (rate)6.4%

Escalating Daily Fines0.5%

Avg Enforcement Authority55/100

National Rank (power)#24

Due Process

Avg Due Process Risk40/100

No Appeal (rate)10.1%

Avg Restrictions per HOA31

National Rank (risk)#12

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses41.0% (#13)

Fee Shifting0.0%

Unilateral Rules8.5%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language41.5% (#18)

Developer Control0.0%

High Enforcement Authority26.1%

How New York Compares to National Average

Restriction Rate+4.5% vs national avg

New York-Specific Insights

High Restriction Rate

New York has a significantly higher restriction rate than the national average.

Low HOA Scores

HOAs in New York score below 50 on average, indicating restrictive governance.

Foreclosure Leverage

41.5% of HOA documents show foreclosure-related enforcement language.

Living in a New York HOA?

Get your community's HOA Score and detailed analysis

Analyze Your HOA