Mississippi HOA Analysis

Analysis of 25 HOA communities in Mississippi

HOAs Analyzed

96.0%

Have Restrictions

National avg: 90.2% • Ranked #8

Avg HOA Score

Ranked #38 of 40 states

55/100

Governance Power

Ranked #34 of 40

65/100

Homeowner Protections

No-appeal flagged: 0.0% • Ranked #39

$444

Avg Fine Ceiling

No fine cap: 12.0% • Ranked #9

Financial Enforcement

Avg Fine Ceiling$444

No Fine Cap (rate)12.0%

Escalating Daily Fines0.0%

Avg Enforcement Authority55/100

National Rank (power)#34

Due Process

Avg Due Process Risk35/100

No Appeal (rate)0.0%

Avg Restrictions per HOA27

National Rank (risk)#37

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses44.0% (#6)

Fee Shifting0.0%

Unilateral Rules12.0%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language36.0% (#23)

Developer Control0.0%

High Enforcement Authority24.0%

How Mississippi Compares to National Average

Restriction Rate+5.8% vs national avg

Mississippi-Specific Insights

High Restriction Rate

Mississippi has a significantly higher restriction rate than the national average.

Low HOA Scores

HOAs in Mississippi score below 50 on average, indicating restrictive governance.

Foreclosure Leverage

36.0% of HOA documents show foreclosure-related enforcement language.

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