Michigan HOA Analysis

Analysis of 280 HOA communities in Michigan

280

HOAs Analyzed

91.4%

Have Restrictions

National avg: 90.2% • Ranked #22

Avg HOA Score

Ranked #19 of 40 states

54/100

Governance Power

Ranked #37 of 40

60/100

Homeowner Protections

No-appeal flagged: 13.2% • Ranked #2

$303

Avg Fine Ceiling

No fine cap: 9.3% • Ranked #19

Financial Enforcement

Avg Fine Ceiling$303

No Fine Cap (rate)9.3%

Escalating Daily Fines0.7%

Avg Enforcement Authority54/100

National Rank (power)#37

Due Process

Avg Due Process Risk40/100

No Appeal (rate)13.2%

Avg Restrictions per HOA24

National Rank (risk)#13

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses28.2% (#30)

Fee Shifting0.4%

Unilateral Rules6.4%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language45.0% (#15)

Developer Control0.0%

High Enforcement Authority23.6%

How Michigan Compares to National Average

Restriction Rate+1.3% vs national avg

Michigan-Specific Insights

High Restriction Rate

Michigan has a significantly higher restriction rate than the national average.

Foreclosure Leverage

45.0% of HOA documents show foreclosure-related enforcement language.

Get your community's HOA Score and detailed analysis