Maryland HOA Analysis

Analysis of 181 HOA communities in Maryland

181

HOAs Analyzed

84.0%

Have Restrictions

National avg: 90.2% • Ranked #33

Avg HOA Score

Ranked #3 of 40 states

55/100

Governance Power

Ranked #25 of 40

65/100

Homeowner Protections

No-appeal flagged: 6.1% • Ranked #16

$502

Avg Fine Ceiling

No fine cap: 7.2% • Ranked #24

Financial Enforcement

Avg Fine Ceiling$502

No Fine Cap (rate)7.2%

Escalating Daily Fines0.6%

Avg Enforcement Authority55/100

National Rank (power)#25

Due Process

Avg Due Process Risk35/100

No Appeal (rate)6.1%

Avg Restrictions per HOA20

National Rank (risk)#33

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses27.1% (#33)

Fee Shifting0.6%

Unilateral Rules6.1%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language22.7% (#38)

Developer Control0.0%

High Enforcement Authority18.2%

How Maryland Compares to National Average

Restriction Rate-6.2% vs national avg

Maryland-Specific Insights

High Restriction Rate

Maryland has a significantly higher restriction rate than the national average.

Foreclosure Leverage

22.7% of HOA documents show foreclosure-related enforcement language.

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