Massachusetts HOA Analysis

Analysis of 49 HOA communities in Massachusetts

HOAs Analyzed

98.0%

Have Restrictions

National avg: 90.2% • Ranked #3

Avg HOA Score

Ranked #20 of 40 states

57/100

Governance Power

Ranked #8 of 40

58/100

Homeowner Protections

No-appeal flagged: 22.4% • Ranked #1

$299

Avg Fine Ceiling

No fine cap: 4.1% • Ranked #34

Financial Enforcement

Avg Fine Ceiling$299

No Fine Cap (rate)4.1%

Escalating Daily Fines0.0%

Avg Enforcement Authority57/100

National Rank (power)#8

Due Process

Avg Due Process Risk42/100

No Appeal (rate)22.4%

Avg Restrictions per HOA18

National Rank (risk)#6

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses38.8% (#15)

Fee Shifting0.0%

Unilateral Rules10.2%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language69.4% (#2)

Developer Control0.0%

High Enforcement Authority46.9%

How Massachusetts Compares to National Average

Restriction Rate+7.8% vs national avg

Massachusetts-Specific Insights

High Restriction Rate

Massachusetts has a significantly higher restriction rate than the national average.

Foreclosure Leverage

69.4% of HOA documents show foreclosure-related enforcement language.

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