Indiana HOA Analysis

Analysis of 168 HOA communities in Indiana

168

HOAs Analyzed

92.9%

Have Restrictions

National avg: 90.2% • Ranked #15

Avg HOA Score

Ranked #29 of 40 states

55/100

Governance Power

Ranked #30 of 40

64/100

Homeowner Protections

No-appeal flagged: 1.2% • Ranked #37

$938

Avg Fine Ceiling

No fine cap: 7.7% • Ranked #23

Financial Enforcement

Avg Fine Ceiling$938

No Fine Cap (rate)7.7%

Escalating Daily Fines0.0%

Avg Enforcement Authority55/100

National Rank (power)#30

Due Process

Avg Due Process Risk36/100

No Appeal (rate)1.2%

Avg Restrictions per HOA33

National Rank (risk)#31

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses39.9% (#14)

Fee Shifting0.6%

Unilateral Rules6.0%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language38.1% (#21)

Developer Control0.0%

High Enforcement Authority24.4%

How Indiana Compares to National Average

Restriction Rate+2.7% vs national avg

Indiana-Specific Insights

High Restriction Rate

Indiana has a significantly higher restriction rate than the national average.

Foreclosure Leverage

38.1% of HOA documents show foreclosure-related enforcement language.

Get your community's HOA Score and detailed analysis