Hawaii HOA Analysis

Analysis of 118 HOA communities in Hawaii

118

HOAs Analyzed

81.4%

Have Restrictions

National avg: 90.2% • Ranked #35

Avg HOA Score

Ranked #10 of 40 states

55/100

Governance Power

Ranked #32 of 40

61/100

Homeowner Protections

No-appeal flagged: 9.3% • Ranked #4

$941

Avg Fine Ceiling

No fine cap: 6.8% • Ranked #28

Financial Enforcement

Avg Fine Ceiling$941

No Fine Cap (rate)6.8%

Escalating Daily Fines0.0%

Avg Enforcement Authority55/100

National Rank (power)#32

Due Process

Avg Due Process Risk39/100

No Appeal (rate)9.3%

Avg Restrictions per HOA24

National Rank (risk)#19

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses23.7% (#38)

Fee Shifting0.8%

Unilateral Rules11.0%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language26.3% (#32)

Developer Control0.0%

High Enforcement Authority16.1%

How Hawaii Compares to National Average

Restriction Rate-8.8% vs national avg

Hawaii-Specific Insights

High Restriction Rate

Hawaii has a significantly higher restriction rate than the national average.

Foreclosure Leverage

26.3% of HOA documents show foreclosure-related enforcement language.

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