Delaware HOA Analysis

Analysis of 80 HOA communities in Delaware

HOAs Analyzed

78.8%

Have Restrictions

National avg: 90.2% • Ranked #38

Avg HOA Score

Ranked #8 of 40 states

55/100

Governance Power

Ranked #33 of 40

62/100

Homeowner Protections

No-appeal flagged: 8.8% • Ranked #5

$901

Avg Fine Ceiling

No fine cap: 11.3% • Ranked #11

Financial Enforcement

Avg Fine Ceiling$901

No Fine Cap (rate)11.3%

Escalating Daily Fines0.0%

Avg Enforcement Authority55/100

National Rank (power)#33

Due Process

Avg Due Process Risk38/100

No Appeal (rate)8.8%

Avg Restrictions per HOA23

National Rank (risk)#23

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses27.5% (#31)

Fee Shifting0.0%

Unilateral Rules10.0%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language26.3% (#33)

Developer Control0.0%

High Enforcement Authority8.8%

How Delaware Compares to National Average

Restriction Rate-11.4% vs national avg

Delaware-Specific Insights

High Restriction Rate

Delaware has a significantly higher restriction rate than the national average.

Foreclosure Leverage

26.3% of HOA documents show foreclosure-related enforcement language.

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