Colorado HOA Analysis

Analysis of 1,201 HOA communities in Colorado

1,201

HOAs Analyzed

79.1%

Have Restrictions

National avg: 90.2% • Ranked #37

Avg HOA Score

Ranked #2 of 40 states

55/100

Governance Power

Ranked #23 of 40

61/100

Homeowner Protections

No-appeal flagged: 7.7% • Ranked #9

$841

Avg Fine Ceiling

No fine cap: 13.2% • Ranked #6

Financial Enforcement

Avg Fine Ceiling$841

No Fine Cap (rate)13.2%

Escalating Daily Fines0.4%

Avg Enforcement Authority55/100

National Rank (power)#23

Due Process

Avg Due Process Risk39/100

No Appeal (rate)7.7%

Avg Restrictions per HOA22

National Rank (risk)#15

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses26.1% (#35)

Fee Shifting0.2%

Unilateral Rules10.1%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language24.4% (#35)

Developer Control0.0%

High Enforcement Authority15.5%

How Colorado Compares to National Average

Restriction Rate-11.1% vs national avg

Colorado-Specific Insights

High Restriction Rate

Colorado has a significantly higher restriction rate than the national average.

Foreclosure Leverage

24.4% of HOA documents show foreclosure-related enforcement language.

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