Arizona HOA Analysis

Analysis of 195 HOA communities in Arizona

195

HOAs Analyzed

92.3%

Have Restrictions

National avg: 90.2% • Ranked #17

Avg HOA Score

Ranked #24 of 40 states

56/100

Governance Power

Ranked #15 of 40

59/100

Homeowner Protections

No-appeal flagged: 8.2% • Ranked #6

$1,353

Avg Fine Ceiling

No fine cap: 7.2% • Ranked #25

Financial Enforcement

Avg Fine Ceiling$1,353

No Fine Cap (rate)7.2%

Escalating Daily Fines0.0%

Avg Enforcement Authority56/100

National Rank (power)#15

Due Process

Avg Due Process Risk41/100

No Appeal (rate)8.2%

Avg Restrictions per HOA28

National Rank (risk)#9

High-Risk Clauses

Signals lawmakers care about

Potentially Illegal Clauses43.1% (#9)

Fee Shifting0.0%

Unilateral Rules10.8%

Foreclosure / Control

Enforcement leverage indicators

Foreclosure Risk Language32.3% (#25)

Developer Control0.0%

High Enforcement Authority31.8%

How Arizona Compares to National Average

Restriction Rate+2.1% vs national avg

Arizona-Specific Insights

High Restriction Rate

Arizona has a significantly higher restriction rate than the national average.

Foreclosure Leverage

32.3% of HOA documents show foreclosure-related enforcement language.

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